The investment objective of the Fund is to provide a secure source of savings and regular income after retirement to the participants in a Shariah Compliant way. The design of the scheme empowers the participants to decide how much to invest in their pensions, and how to invest it, as well as to continue investing in their pension accounts even if they change jobs.
Fund Type
Category
Fund Size
at May 31, 2026
Pricing Mechanism
Trustee
Risk Profile
Allocation Schemes
(high, medium, low and lower volatility) Customized allocation (based on risk/return preference & time to retirement) Lifecycle allocation (allocation changes based on age)
Dealing time
Cut-off Timings
9:00 AM to 4:00 PM
Load
(Front-end) (Back-end)
Shariah Advisor
Asset Manager Rating
Auditors
| Allocation Scheme | Suitability | Equity Sub Fund | Debt Sub Fund | Money Market Sub Fund |
|---|---|---|---|---|
| High Volatility | Long term horizon and high-risk ability/return objective | Min 65% | Min 20% | Nil |
| Medium Volatility | Medium term horizon and moderate risk ability / return objective | Min 35% | Min 40% | Min 10% |
| Low Volatility | Short to medium term horizon and low-risk ability/return objective | Min 10% | Min 60% | Min 15% |
| Lower Volatility | Investors nearing retirement age and very low-risk ability/return objective | Nil | Min 40% | Min 40% |
| Customized Allocation Scheme | Depending on risk preference / return objective and time to retirement | 0%-100% | 1.40 | 0%-100% |
