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Savings Plan

ABOUT SHUHADA SAVINGS PLAN

The Shuhada savings plan is specially designed for the long term welfare of the widows and wards of Shuhada of the Armed Forces and Para-Military forces. The invaluable efforts of our national heroes deserve a savings plan ensuring long term financial security for their families.

PLAN FEATURES

  • Shuhada savings plan is the first such plan made specifically for the families of our Heroes.
  • Lump Sum Investments & Withdrawals facility (with no penalty).
  • Mahana Munafa facility with direct transfer in any Bank in Pakistan (With no penalty).
  • Minimum Investment: Only Rs. 1,000/month for Growth Plan
  • Minimum Investment: Only Rs. 25,000 for Income Plan
  • Monthly Statement & SMS Information Service.
  • Financing facility available against pledging of units of Funds managed by AWTIL.
  • Free of cost consultation and individualized investment plan for each family.
  • Tax benefit available under section 62 of Income Tax Ordinance 2001.
  • Life and accidental Insurance/Takaful coverage facility available*.

*AWTIL will only facilitate for Insurance/Takaful coverage. Insurance/Takaful coverage is optional and cost is to be borne by investor.

About Hajj & Umrah Savings Plan

Performing HAJJ is a “Farz” on every Muslim with physical and Financial ability. It is a once in a lifetime goal for majority. Our professional team of investment managers will help you save for fulfillment of the duty of Hajj. The savings plan aims to generate competitive returns and capital appreciation by investing in a mix of pure Islamic Shariah Compliant income and equity related instruments. Our team of Shariah Compliant Islamic Fund managers work under the guidance of approved Shariah Advisors. The illustration provides an easy to understand methodology to visualize this dream within the span of a few years only.

PLAN FEATURES

  • Shariah Compliant Islamic Growth of your Savings.
  • Plan is for both Salaried & Self-employed Individuals.
  • Minimum Investment Rs 1,000/month.
  • No Penalty on Early Withdrawals. Monthly Statement & SMS Information Service.
  • Financing facility available against pledging of units of Funds managed by AWTIL.
  • Tax benefit available under section 62 of Income Tax Ordinance 2001.
  • Life and accidental Insurance/Takaful coverage facility available*.

*AWTIL will only facilitate for Insurance/Takaful coverage. Insurance/Takaful coverage is optional and cost is to be borne by investor

ABOUT HOME PURCHASE SAVINGS PLAN

Buying your ‘dream home’ is truly a dream come true! We save for years to be able to achieve this dream for our families. Achieving this dream requires years of financial planning. Let us take the burden of financial planning while you focus on saving for your future goal. With regular investments made in the plan our expert investment managers ensure risk adjusted growth to help you achieve your goal of a dream home.

PLAN FEATURES

  • Optimized Growth of Savings.
  • Plan is for both Salaried & Self-employed Individuals.
  • Minimum Investment Rs 1,000/month.
  • No Penalty on Early Withdrawals.
  • Monthly Statement & SMS Information Service.
  • Financing facility available against pledging of units of Funds managed by AWTIL.
  • Tax benefit available under section 62 of Income Tax Ordinance 2001.
  • Life and accidental Insurance/Takaful coverage facility available*.

*AWTIL will only facilitate for Insurance/Takaful coverage. Insurance/Takaful coverage is optional and cost is to be borne by investor

ABOUT RETIREMENT SAVINGS PLAN
The Retirement Savings Plan aims to offer the investor tax efficient growth and a regular stream of
income after retirement. Investor chooses individualized plan. The plan aims to provide post retirement income to sustain individualized living standard.

PLAN FEATURES
• Individualized Investment Solutions for each Individual.
• Plans for both Salaried & Self-employed Individuals.
• Minimum Investment of Rs. 1,000 per month (systematic investment plan)
• No Penalties on Early Withdrawals.
• Monthly Statement & Free SMS Information Service.
• Financing facility available against pledging of units of Funds managed by AWTIL.
• Tax benefit available under section 62 of Income Tax Ordinance 2001.
• Life and accidental Insurance/Takaful coverage facility available*.
*AWTIL will only facilitate for Insurance/Takaful coverage. Insurance/Takaful coverage is optional and cost is to be borne by investor.

ABOUT MARRIAGE SAVINGS PLAN
Marriage Savings Plan aims to support a family unit to save for the expenses related to the marriage
of their children. Investors make small monthly investments in the plan that is managed by a team
of professional investment managers collectively. The time period and amount is decided by the
Investors. The illustration helps investors visualize their future support-fund amount. Every couple
plans a dream wedding for their children. This grand event requires a lot of careful financial
planning so that your child’s marriage and other needs are taken care of. With a Marriage Savings
Plan we will guide you and assist you in achieving your goals. We help you maintain your focus on
your goal … your child’s first step towards a new journey in life.

PLAN FEATURES
• Optimized Growth of Savings.
• Plan is for both Salaried & Self-employed Individuals.
• Minimum Investment Rs 1000/month.
• Individualized Investment Portfolios.
• No Penalty on Early Withdrawals.
• Monthly Statement & Free SMS Information Service.
• Financing facility available against pledging of units of Funds managed by AWTIL.
• Tax benefit available under section 62 of Income Tax Ordinance2001.
• Life and accidental Insurance/Takaful coverage facility available*.
*AWTIL will only facilitate for Insurance/Takaful coverage. Insurance/Takaful coverage is optional and cost is to be borne by investor.

ABOUT CHILDREN EDUCATION PLAN
Education is the key to the success of our children and the next generation. As a responsible parent,
you are always willing to take steps today so that your little ones get to see a brighter tomorrow. Be
it basic education or the most desirable higher education degree, a loving parent desires to provide
enough financial security for each milestone in a child’s life. With the ever increasing schooling and
higher education fee, availing quality education has become a dream to many. The children education savings plan would offer parents and individuals to avail the best education facilities which
would help streamline career objectives for a brighter future.

PLAN FEATURES
• Optimized growth of savings.
• Age based portfolios for children.
• Plan is for both salaried & self-employed individuals.
• Minimum investment Rs. 1000/month.
• No penalty on early withdrawals.
• Monthly Statement & SMS information service.
• Financing facility available against pledging of units of Funds managed by AWTIL.
• Tax benefit available under section 62 of income tax ordinance 2001.
• Life and accidental Insurance/Takaful coverage facility available*.
*AWTIL will only facilitate for Insurance/Takaful coverage. Insurance/Takaful coverage is optional and cost is to be borne by investor.

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